RATE GUIDE 2010
Please note that the actual rate we can obtain for you will depend on your individual circumstances.
Best Residential Purchase:
2 Year Tracker @ 2.19% (1.69 above Base Rate) (APR** 4.30%) - Arr. fee 2% ERC* 2% during first 2 years 10% overpayments allowed per annum.
2 Year Fixed @ 2.64% until 31/08/2012 (APR** 4.70%) - Arr. fee 2% plus ERC* 3% until 31/08/2012, 10% overpayments allowed per annum.
5 Year Fixed @ 4.09% until 31/08/2012 (APR** 5.70%) - Arr. fee £1,995 ERC* 5% until 31/08/2013, 4% until 31/08/2014 and 3% until 31/08/2015. 10% overpayments allowed per annum.
Best Re-mortgage Rates:
2 Year Flexible Tracker @ 2.24% (1.74 above Base Rate) (APR** 4.80%) - Arr. fee 2% ERC* 2% during first 2 years Unlimited Overpayments and Borrowback. (Free legal service and Valuation).
2 Year Fixed @ 2.99% until 30/09/2012 (APR** 4.70%) - Arr. fee £1,999 ERC* 3% until 30/09/2012 10% overpayments allowed per annum (Free legal service and valuation)
5 Year fixed @ 4.67% until 30/09/2015 (APR** 3.10%) - Arr. Fee £999 ERC* 3% until 30/09/2015, 10% overpayments allowed per annum. (Free legal service and valuation.)
Buy to Let:
1 Year Tracker @ 3.59% until 31/09/2011 (APR** 4.90%) Arr. Fee 3.50%, Rental cover based on 125% calculated at 4.99%, ERC* 5% until 31/09/2011.
2 Year Fixed @ 3.99% until 31/03/2012 (APR** 5.10%) Arr. Fee 3.50%, Rental cover based on 125% calculated at 4.99%, ERC* 3% until 31/03/2012.
Offshore and Onshore rates available by negotiation
Your home may be repossessed if you do not keep up repayments on your mortgage.
* ERC stands for Early Repayment Charge
**All APR`s shown are variable and are calculated on the assumption that after the fixed, discount, or Base Rate tracker period has expired the underlying rate will be based on the Lender`s Standard Variable Rate for the remainder term of the mortgage.
Please Note: Lenders are at liberty to pull or change their rates at any time. Charles Cameron & Associates do not take any responsibility if any rate has been cancelled. We will, however, update the rates on a monthly basis.
Bank of England rate is currently 0.5%, rates quoted on 6th August 2009 and can be subject to change and lenders criteria.
For further information please call us on +44 (0)20 3145 3300 or email info@ccameron.co.uk